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  <content id='region1'><text><h1>Consultants</h1></text></content>
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  <div id="downloads" ><ul><li><a class='downArrow' href="/requestinfo?tab=TMail" >TMail</a><ul><li><a href="/requestinfo?tab=TMail&amp;documentid=DeferralsDistributionsandCashFlowManagement">Deferrals, Distributions and Cash Flow Management</a></li><li><a href="/requestinfo?tab=TMail&amp;documentid=AGuideforBoardMeetings">A Guide for Board Meetings</a></li><li><a href="/requestinfo?tab=TMail&amp;documentid=IntegratingAnotherCompanysExecutiveBenefits">Integrating Another Company's Executive Benefits</a></li><li><a href="/requestinfo?tab=TMail&amp;documentid=TheValueoftheToddFixedRateinaVolatileEconomy">The Value of the Todd Fixed Rate in a Volatile Economy</a></li><li><a href="/requestinfo?tab=TMail&amp;documentid=TMailExecutiveBenefitsEnrollmentsandElections">T-Mail - Executive Benefits: Enrollments and Elections</a></li></ul></li></ul>
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     <a class='quicklink' href="/resources/?documentid=DeferralsDistributionsandCashFlowManagement&amp;tab=TMail">Deferrals, Distributions and Cash Flow Management</a><a class='quicklink' href="/resources/?documentid=TMailExecutiveBenefitsEnrollmentsandElections&amp;tab=TMail">T-Mail - Executive Benefits: Enrollments and Elections</a><a class='quicklink' href="/resources/?documentid=AGuideforBoardMeetings&amp;tab=TMail">A Guide for Board Meetings</a><a class='quicklink' href="/resources/?documentid=IntegratingAnotherCompanysExecutiveBenefits&amp;tab=TMail">Integrating Another Company's Executive Benefits</a><a class='quicklink' href="/resources/?documentid=TheValueoftheToddFixedRateinaVolatileEconomy&amp;tab=TMail">The Value of the Todd Fixed Rate in a Volatile Economy</a>
    </div><div id="profiles"><p>Provided below is a list of all Todd Organization Consultants listed alphabetically by last name. To find a specific Consultant by state or name, please use the "Find a Consultant" search feature to the column to the right.</p><div><h2>Little Rock, AR</h2></div><div class="left photo"><img width="90" height="120" src="/syncshow/uploaded_media/profiles/Biggers-1266405951.jpg" /></div>
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                                <td colspan="2" valign="top"><h1 class='left' style='padding-right:5px;'>Cal Biggers</h1> | Consultant</td>
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                                <td valign="top" width="50%"><strong>phone:</strong> (501) 376-4109<br /><a href="mailto:biggersc@toddorg.com">biggersc@toddorg.com</a></td>
                                <td valign="top" width="50%">650 S. Shackleford Road #300<br />Little Rock, AR 72211</td>
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                             <div class="clear bio"><p>
Cal has more than 35 years experience working with corporations and banks to assist them in the design and implementation of executive benefit plans.&#160;He graduated from the University of Arkansas with a degree in Finance.&#160;He holds the designations of Chartered Life Underwriter (CLU) and Chartered Financial Consultant (ChFC) and is a financial advisor.&#160;Cal and his wife, Veeta, live in Little Rock, and are active in many community activities.</p>
</div><div><h2>Fairfield, NJ</h2></div><div class="left photo"><img width="90" height="120" src="/syncshow/uploaded_media/profiles/PRD_larry_celniker-1269282709.jpg" /></div>
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                                <td colspan="2" valign="top"><h1 class='left' style='padding-right:5px;'>Laurence Celniker</h1> | Consultant</td>
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                                <td valign="top" width="50%"><strong>phone:</strong> (973) 575-4180<br /><a href="mailto:celnikerl@toddorg.com">celnikerl@toddorg.com</a></td>
                                <td valign="top" width="50%">100 Passaic Avenue, Suite 300<br />Fairfield, NJ 07004</td>
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Larry joined The Todd Organization in Fairfield, New Jersey as an Executive Benefits Consultant in 1998 after spending 14 years establishing a successful financial planning practice.&#160;He is a 1985 Graduate from the University of Richmond where he earned a Bachelor of Science in Business Administration from the E. Claiborne Robbins School of Business.&#160;Larry also holds the Chartered Financial Consultant (ChFC) designation.</div>
</div><div><h2>Cos Cob, CT</h2></div><div class="left photo"><img width="90" height="120" src="/syncshow/uploaded_media/profiles/Davis-1269285655.jpg" /></div>
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                                <td colspan="2" valign="top"><h1 class='left' style='padding-right:5px;'>Robert Davis</h1> | Consultant</td>
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                                <td valign="top" width="50%"><strong>phone:</strong> (203) 909-6533<br /><a href="mailto:davisr@toddorg.com">davisr@toddorg.com</a></td>
                                <td valign="top" width="50%">10 Mill Pond Court<br />Cos Cob, CT 06807</td>
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                             <div class="clear bio"><div>
For the past 40 years, Bob has helped his clients meet their needs. As a member of The Todd Organization he works with companies of all sizes in the development of their executive benefit plans. Bob earned his bachelor&#8217;s degree in economics from Bucknell University. He also holds the designations of Chartered Life Underwriter (CLU) and Chartered Financial Consultant (ChFC). Bob lives in Greenwich CT with his wife Amanda where they are actively involved in the non-profit community.</div>
</div><div><h2>St. Louis, MO</h2></div><div class="left photo"><img width="90" height="120" src="/syncshow/uploaded_media/profiles/Flotken-1269304318.jpg" /></div>
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                                <td colspan="2" valign="top"><h1 class='left' style='padding-right:5px;'>Paul Flotken</h1> | Consultant</td>
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                                <td valign="top" width="50%"><strong>phone:</strong> (314) 621-1162<br /><a href="mailto:flotkenp@toddorg.com">flotkenp@toddorg.com</a></td>
                                <td valign="top" width="50%">701 Market Street, Suite 100<br />St Louis, MO 63101</td>
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                             <div class="clear bio"><div>
Paul began his insurance career in 1978. He holds the Chartered Life Underwriter (CLU) designation, and currently serves on broker advisory committees of several major insurance carriers.&#160;He is a member of the Association of Health Insurance Agents and the Association of Advanced Life Underwriters.&#160;A Western Michigan University graduate, Paul has been quoted as an employee benefits expert in publications such as Money Magazine, The St. Louis Business Journal, and The St. Louis Post-Dispatch and Commerce Magazine.</div>
</div><div><h2>Denver, CO</h2></div><div class="left photo"><img width="90" height="120" src="/syncshow/uploaded_media/profiles/Gerlach-1269286084.jpg" /></div>
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                                <td colspan="2" valign="top"><h1 class='left' style='padding-right:5px;'>Graham Gerlach</h1> | Consultant</td>
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                                <td valign="top" width="50%"><strong>phone:</strong> (303) 512-2151<br /><a href="mailto:gerlachg@toddorg.com">gerlachg@toddorg.com</a></td>
                                <td valign="top" width="50%">1873 S. Bellaire Street, Suite 1700<br />Denver, CO 80222</td>
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<div>
Over the last 10 years, Graham has built his practice working with professionals in asset management, corporate finance and investment banking.&#160;Through the Todd Organization, he helps companies of all sizes implement executive compensation plans designed to attract and retain top talent.&#160;Graham is an active member of AALU, a Top of the Table member of The Million Dollar Roundtable and a consistent recipient of the highly coveted National Quality Award.&#160;Graham received his BA degrees in Psychology and Religion from Denison University and lives in Denver, Colorado.</div>
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</div><div><h2>Atlanta, GA</h2></div><div class="left photo"><img width="90" height="120" src="/syncshow/uploaded_media/profiles/Godwin-1282397397.jpg" /></div>
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                                <td colspan="2" valign="top"><h1 class='left' style='padding-right:5px;'>Michael Godwin</h1> | Consultant</td>
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                                <td valign="top" width="50%"><strong>phone:</strong> (404) 354-1846<br /><a href="mailto:godwinm@toddorg.com">godwinm@toddorg.com</a></td>
                                <td valign="top" width="50%">3440 Preston Ridge Road, Suite 325<br />Alpharetta, GA 30005</td>
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Michael began his career in 2000 and focuses his practice on working with corporations and medical institutions to assist them in the design and implementation of supplemental benefit programs.&#160;He holds the Certified Long Term Care (CLTC) designation and is a graduate of The University of Georgia with a degree in Risk Management and Insurance.&#160;Michael lives in Roswell, GA with his wife Anna.</div>
</div><div><h2>Belleville, IL</h2></div><div class="left photo"><img width="90" height="120" src="/syncshow/uploaded_media/profiles/Lowery-1269285712.jpg" /></div>
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                                <td colspan="2" valign="top"><h1 class='left' style='padding-right:5px;'>Roger Lowery</h1> | Consultant</td>
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                                <td valign="top" width="50%"><strong>phone:</strong> (618) 277-3200<br /><a href="mailto:loweryr@toddorg.com">loweryr@toddorg.com</a></td>
                                <td valign="top" width="50%">2810 Frank Scott Pkwy West, Suite 804<br />Belleville, IL 62223</td>
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Roger has more than 40 years experience in the insurance industry. He works in the business market designing plans that are customized to align with the business strategies and values of his clients. Roger graduated with a B.S. from the University of Missouri, Columbia.&#160;He holds the designations of Chartered Life Underwriter (CLU) and Chartered Financial Consultant (ChFC).&#160;He sits on the board of many local organizations and is a highly respected member of his community.&#160;He resides in Belleville, Illinois, with his wife, Elaine, and enjoys college sports, golf and reading.</div>
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</div><div><h2>Minneapolis, MN</h2></div><div class="left photo"><img width="90" height="120" src="/syncshow/uploaded_media/profiles/Rollin-1304984083.jpg" /></div>
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                                <td colspan="2" valign="top"><h1 class='left' style='padding-right:5px;'>Scott T Rollin</h1> | Consultant</td>
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                                <td valign="top" width="50%"><strong>phone:</strong> (952) 806-9617<br /><a href="mailto:rollins@toddorg.com">rollins@toddorg.com</a></td>
                                <td valign="top" width="50%">3600 Minnesota Drive, Suite 375<br />Edina, MN 55435</td>
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                             <div class="clear bio"><p>
Scott Rollin is an Executive Benefits Consultant with The Todd Organization, and &#160;specializes in nonqualified benefit plan design, analysis, funding, and implementation for key employees of private and publicly-held corporations.</p>
<p>
He has been in the business since 1988 and has experience consulting to corporations on compensation and benefits issues, nonqualified benefit plan security, funding, and plan administration issues.&#160; Scott has worked with public and private companies of all sizes and from a range of industries, including: general/diversified manufacturing, insurance, banking, financial services, construction, chemical manufacturing, healthcare, marketing/information services, public utilities, print media/publishing, food wholesaling/distribution, non-profits, and general retailing.&#160; He has spent his career providing creative and innovative benefits solutions for all of his clients.</p>
<p>
Scott is a graduate of the University of Minnesota, where he earned a Bachelor of Science degree in Business with concentrations in Economics and Finance.&#160; In his personal time, Scott is active in fundraising for the American Cancer Society on a local and regional level.&#160; He also enjoys golf,&#160; travel, wine, and summer fishing.</p>
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