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		<title>Existing Plan Review</title>
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			<h1>Existing Long Term Disability Plan Review</h1>
<p>"Our corporate philosophy is that it's important to take care of the needs of our top performing employees. As such, we wanted to make sure that they would be covered if a catastrophic event occurred in their lives. The Todd Organization helped us reach this goal within the boundaries of our financial abilities."</p>
<h3>Aligning Your Benefits With Today's Employee Needs</h3>
<p>Today executives are more concerned about the ideal benefits package and bonus plans than ever before. And if they aren't receiving the benefits they consider important to their lifestyle and family they may leave your company and seek such benefits elsewhere.</p>
<p>The Todd Organization can help ensure you have the best benefits, such as adequate Long Term Disability Insurance for your employees -- at a cost that is commensurate with your goals. We will examine your existing Long Term Disability Insurance and provide you with a personalized recommendation that includes items such as:</p>
<ul><li>Covered compensation</li>
    <li>Replacement percentage</li>
    <li>Monthly benefit cap</li>
    <li>Waiting period</li>
    <li>Benefit period</li>
    <li>Definition of disability</li>
    <li>Own-occ provision</li>
    <li>Specialty occupation provision</li>
    <li>Cost of living provision</li>
    <li>Benefit increase riders</li>
    <li>Income offsets</li>
</ul><p>
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			<div class="relatedcontent2" id="manager"><h2>Related Content</h2></div>
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				<a href="/main/services/suppdisability/ltd/ltdbencoordinate/" alt="LTD Benefit Coordination">LTD Benefit Coordination</a> |
				<a href="/main/services/suppdisability/ltd/ltddemoanalysis/" alt="LTD Demographic Analysis">LTD Demographic Analysis</a> |
				<a href="/main/services/suppdisability/ltd/ltdplanreview/" alt="LTD Existing Plan Review">LTD Existing Plan Review</a> |
				<a href="/main/services/suppdisability/ltd/ltddesign/" alt="LTD Plan Design &amp; Strategy">LTD Plan Design &amp; Strategy</a> |
				<a href="/main/services/suppdisability/ltd/ltddiagnostics/" alt="LTD Plan Diagnostics">LTD Plan Diagnostics</a> |
				<a href="/main/services/suppdisability/ltd/ltdrfp/" alt="LTD RFP and Plan Selection">LTD RFP and Plan Selection</a> 
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<p>These findings will be summarized for you so that any inconsistencies with your benefit philosophy can be discussed.</p></text>
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