Security for your financial future. Opportunity for your business.

Not all businesses are alike. That’s why The Todd Organization custom-builds corporate benefits packages and funding programs that fit business needs today and in the future. These plans are designed to not only provide cost savings and maximize executive benefits, but to help organizations keep more money in their businesses so they can grow as profitably as possible.

Most traditional benefit plans and compensation packages restrict or limit tax-deferred growth and investment. We create substantial opportunity for our clients by designing benefit plans and progressive funding solutions using non-qualified retirement plans, insurance plans, bonus programs, savings plans and other creative financing options.


  • Deferred Compensation Administration
  • Supplemental Executive Retirement Plan (SERPs)
  • Competitive Peer Benchmarking
  • Plan Design Consulting

Effective Funding Strategies

  • Corporate Owned Life Insurance (COLI)
  • Bank Owned Life Insurance (BOLI)
  • Insurance Company Owned Life Insurance (ICOLI)
  • Mutual Fund Based Strategies
  • Derivative Based Strategies

Executive Risk Management

  • Executive Death Benefit Plans
  • Supplemental Executive Disability Insurance
  • Executive Long-Term Care Insurance

Long-Term Corporate Obligations

  • Employee Benefit Cost Recovery
  • OPEB and VEBA Funding
  • Nuclear Decommissioning Trust Funding
  • Pension Risk Transfer