PLAN DESIGN CONSULTING
At Todd, we sit on the same side of the table as you
The Todd Organization approaches the benefits solution from your vantage point, considering your company’s culture, industry and market, and then identifying progressive funding opportunities and plan options that match your needs and goals.
Our strategic approach and disciplined process pays dividends for our clients. We custom-design plans that are easily understood and are administered with cost efficiencies—and with an asset hedge strategy that has minimal impact on your company's financial statements.
Comprehensive Plan Design.
Approachable, Personal Service.
The professionals at Todd work to simplify the complexities of financial security. We’re here to help:
- Identify gaps in your existing benefits coverage – supplemental retirement plans, performance-based compensation strategies, supplemental executive life and supplemental executive disability insurance plans
- Understand all available options based on your industry, culture, compensation needs and financial situation
- Optimize future benefit plans and administrative providers
- Communicate the benefit plans to your highly compensated population
COMPLIANCE
Plan reporting and documentation you can count on
Todd assists clients in completing necessary documentation to meet the compliance requirements of federal and state regulators, including a best-in-class pre-purchase analysis that addresses the specific action steps that regulators require to be addressed prior to purchase.
Asset Acquisition Compliance
- Pre-purchase analysis related to BOLI acquisitions
- Annual BOLI reporting as it relates to the OCC requirements
- Internal Revenue Code Section 101(j) compliance
- COLI filing requirement IRS Form 8925
- Internal Revenue Code Section 7702 compliance
Corporate Compliance
- 409A compliance specific to non-qualified plans
- Proxy disclosure compliance
- 280(g) calculations due from a change in control
- 162(m) Evaluation
OUR COMMAND OF, AND ACCESS TO, FUNDING ALTERNATIVES IS YOUR ADVANTAGE
The Todd Organization has a deep understanding of funding options for benefit programs and tax management using vehicles like BOLI/COLI/ICOLI, mutual funds and more. We also have relationships with all leading industry funding resources. It’s both our bandwidth and expertise that sets us apart from our peers—and that helps you enhance the operation and financial results of your NQDC plan.
COMPETITIVE PEER BENCHMARKING
Attracting and retaining top talent requires top-tier benefits
- How does your benefits offering stack up to competitors?
- Which plans offer the greatest advantages for young executives?
- Which benefits are trending in your industry?
The Todd Organization offers comprehensive benefits plan design and administration—a process that requires our advisors to have their fingers on the pulse of the industry, and that of our clients. Ongoing research is a critical element in our approach to providing customized benefits solutions that evolve to continuously attract, incent and retain top-tier talent.
WE GET YOUR EMPLOYEES ON BOARD, AND KEEP THEM ENGAGED
Todd partners with industry-best resources to design and implement the essential communication support and programming that educates and engages employees at every touchpoint during plan rollout and administration. Choosing the delivery methods that suit your organization and population, we ensure effective, efficient plan communication that meets your goals.
TODD DELIVERS YOUR BENEFITS PLAN, ON YOUR TERMS
Our clients lean on Todd to make decisions in their best interest—from plan funding options to administrative management. Our value is bringing the right resources to the table to deliver the custom-fit solution that suits each individual client and delivers the returns that best position their executives and their company for the future.
Research and investment options, 24/7 account accessibility, on-demand reporting—the administrative component of the benefits industry has evolved, and Todd ensures that best-in-class availability for every client, in every market, from small startups to Fortune 500 companies.