Our history

Our
History

We Are The
Industry Inventors

Since our founder, John O. Todd, Sr., created the first-ever non-qualified executive benefit plan for the Cargill Company in 1957, The Todd Organization has crafted corporate executive financial compensation solutions for companies of all sizes in markets across the United States.

We’ve been around—and we’ll be there in the future

The Todd Organization is the only firm in America to continuously provide executive compensation solutions for more than 60 years. Our value is rooted in long-term relationships and in the wealth and security that we build for our clients, not merely in the plans that we create and manage.

The Todd Organization

John O Todd

1957

John O Todd, Sr. creates the first Non-Qualified Executive Benefit Plan for the Cargill Company

Todd Sells

1962

Todd sells the first Non-Qualified Benefit Plan utilizing Corporate Owned Life Insurance (COLI) to a publicly-traded company - General Electric.

Established

1970

The John O. Todd Organization is officially established with its office in Cleveland, Ohio.

Makes History

1980

The Todd Organization makes history by implementing a non-qualified deferred compensation (NQDC) plan using insurance—which later becomes the Mirror 401(k) Plan—for a large New York City bank.

New Products

1986

Todd designs new products in response to the Tax Reform Act of 1986 (TRA 86), which puts severe restrictions on the deductibility of policy loan interest.

BOLI

1991

Todd sets out to create an attractive alternative to municipal bonds and develops Bank Owned Life Insurance (BOLI).

Congress

1996

The Todd Organization works with Congress and the Treasury to limit restrictions on COLI, saving this product and protecting tax-deferred inside build-up in life insurance.

Fixed Rate

2003

In response to market changes and taxation issues, Todd creates a Fixed Rate Plan to help executives diversity their portfolios.

Pension

2006

The Pension Protection Act of 2006 includes COLI best practice legislation. Leaders of The Todd Organization and the Association for Advanced Life Underwriting (AALU) meet with the country’s leaders and assist in drafting this legislation.

Our Experience. your advantage.

Learn more about how we can customize a benefit and funding solution to FUEL YOUR CORPORATE GROWTH.

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