At The Todd Organization,
we provide customized benefits solutions unique to your business and your industry—and then we identify the right administrative partners to manage streamlined plan administration tailored for your organization.
Once you partner with us, we connect you with the industry providers that are best-suited to efficiently and effectively administer your plan.
We match your needs with the right providers that centralize and custom-build services to minimize the burden of administration on your organization while meeting your specific needs, from implementation and website support, to regulatory disclosures. That support includes:
- Conversion schedules
- Transition communications plans
- Financial accounting reports
- Annual plan reviews
- Technology-driven tools
- Dedicated online web portal
- Printable plan/participant updates
- Participant enrollment/activity information
As an open-architecture firm,
Todd has strategic alliances with recognized leaders in asset management, communication, education, and plan administration, backed by advanced administrative technology and support services. We pair the right resources with your company’s specific needs to deliver optimum results.
PLAN DESIGN & MANAGEMENT
Let’s build the right benefits solution for your business
At Todd, our understanding of the executive benefits market is unmatched. Based on more than 60 years of experience, we have a firm command of what is required to incent and compensate C-level executives, along with the expertise to custom-build plan solutions that afford tax advantages for your company.
Incorporating strategic input from our compensation, legal and benefits experts, Todd’s plan design is based on a thorough and collaborative discussion including:
- Trust agreements
- Plan summaries
- Department of Labor reports
- SEC registration (S-8)
By staying objective in the investment marketplace, we can help you determine the best funding alternatives for your plan, whether that's mutual funds, Corporate Owned Life Insurance (COLI), or general company assets. We provide the strategic resources required to select, and then monitor assets. Regular updates keep you informed and well-positioned to respond effectively to changing conditions.
The Todd Organization’s
value proposition
lies in our ability to help companies identify and solve issues related to building and funding their executive plan benefits—and selecting the best resource for their benefits solution. It’s what we do better than any other advisor in the business.
CONSULTING
WE SIT ON THE SAME SIDE OF THE TABLE
When you partner with The Todd Organization, we start by understanding your business and its culture. We conduct a comprehensive diagnostic review that evaluates critical aspects for your current plan against peer groups and industry indicators.
Armed with that data, we develop recommendations for smart plan enhancements that best meet the needs of your executives and shareholders.
- Plan design benchmarks
- Investment analysis
- Participant education recommendations
- Plan administration and provider services analysis
- Trustee search, negotiation and selection
We use sophisticated financial modeling and funding analytics to help minimize plan costs, while optimizing plan sponsor cashflow and P&L.
- Asset/liability management
- Funding recommendations
- Benefit cost projection
- Liquidity analysis
- Distribution modeling
- Tax management
- Funding adequacy testing
- P&L impact minimization
COMPLIANCE
Plan reporting and documentation you can count on
Todd assists clients in completing necessary documentation to meet the compliance requirements of federal and state regulators, including a best-in-class pre-purchase analysis that addresses the specific action steps that regulators require to be addressed prior to purchase.
Asset Acquisition Compliance
- Pre-purchase analysis related to BOLI acquisitions
- Annual BOLI reporting as it relates to the OCC requirements
- Internal Revenue Code Section 101(j) compliance
- COLI filing requirement IRS Form 8925
- Internal Revenue Code Section 7702 compliance
Corporate Compliance
- 409A compliance specific to non-qualified plans
- Proxy disclosure compliance
- 280(g) calculations due from a change in control
- 162(m) Evaluation